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flopay.com
Your dedicated payments team in one SDK. FloPay maximizes authorization rates, recovers failed payments, and grows revenue from the customers you already…
flopay.com
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Quick answer: flopay.com is your dedicated payments team in one SDK. FloPay maximizes authorization rates, recovers failed payments, and grows revenue from the customers you already have.
Listed 2026-08-28 · Request removal
Definition: FloPay is a payment orchestration platform for merchants and software businesses that want to manage checkout, payment routing, stored payment details, recurring charges, and payment recovery through a single integration.
What does FloPay do for payment operations?
FloPay brings several payment functions into one platform rather than requiring a business to build separate integrations for each processor, checkout experience, or recovery workflow. Its stated focus is helping companies handle payment acceptance and related operational work through one SDK and provider-neutral APIs.
The platform can be used for checkout orchestration, recurring billing, invoice collection, secure card vaulting, and recovery of unsuccessful payments. This can be relevant to merchants that operate across more than one payment provider or need a consistent payment layer as their payment stack changes.
FloPay is designed around the idea that payment infrastructure should be less tied to an individual gateway. A business can use the platform to coordinate how transactions are sent, how payment details are stored, and how events are processed after a payment attempt.
- Embedded checkout implementation
- Routing across multiple payment gateways
- Payment vaulting capabilities
- Subscription and recurring billing support
- Invoice payment workflows
- Reporting for payments and invoices
How does FloPay support checkout and payment routing?
FloPay offers an embedded checkout SDK for organizations that need to add payment collection to a web experience. The available platform options include web access, a REST API, JavaScript SDK, React SDK, and Node SDK. These options may suit teams that want to select an integration approach based on their existing application architecture.
For payment routing, FloPay provides smart multi-gateway routing. Instead of building routing logic separately for each gateway connection, teams can use the platform as an orchestration layer between their product and payment providers. This is particularly useful for businesses that use multiple processors or want to avoid relying entirely on one provider relationship.
The platform also supports several payment methods and services through its listed integrations. These include Stripe, PayPal, Apple Pay, Google Pay, Klarna, Cash App Pay, and Link. A merchant should still assess which methods are available for its region, processor configuration, customer base, and implementation requirements.
| Payment area | FloPay capability |
|---|---|
| Checkout | Embedded checkout SDK |
| Gateway management | Multi-gateway routing and provider-neutral APIs |
| Stored payment details | Payment vaulting |
| Recurring charges | Subscription billing support |
| Payment issues | Failed payment recovery workflows |
| Visibility | Payment and invoice reporting |
Can FloPay help with recurring billing and failed payments?
FloPay supports subscription billing and includes functionality for recovering failed payments. These capabilities are relevant for SaaS companies, membership services, and other businesses that collect recurring charges. When recurring revenue depends on successful repeat payments, teams often need a process for responding to unsuccessful attempts rather than treating each failure as a permanent loss.
The platform describes webhook-driven automation as part of its feature set. Webhooks can help an application respond to payment-related events, allowing internal systems to update account status, trigger communications, or coordinate follow-up processes. The specific workflow a company creates will depend on its billing model and customer policies.
Payment vaulting is another component for organizations working with returning customers. A vaulting approach can support payment experiences that reuse stored payment information, while FloPay acts as an orchestration layer for payment flows. Businesses should review their own security, compliance, and data-handling obligations before deciding how to implement storage and billing processes.
Who is FloPay intended for?
FloPay is aimed at merchants, developers, payments teams, SaaS companies, and subscription businesses. It may be a consideration for organizations that process payments in their own product and want more control over the relationship between checkout, gateways, billing, and recovery.
Developer teams may value the availability of REST, JavaScript, React, and Node options when introducing payment functions into an existing web application. Payments teams may be more interested in routing, recovery, reporting, and the ability to work across payment providers. A growing merchant may need both perspectives, since payment infrastructure decisions often affect product engineering and revenue operations at the same time.
FloPay can also fit companies that need invoice payment collection alongside card or wallet checkout flows. Because the platform includes payment and invoice reporting, it may help teams view these related activities in one operational system. The suitability of the product depends on required gateways, supported payment methods, geography, volume, and internal implementation resources.
What are FloPay's pricing and integration options?
FloPay lists a starting plan at $99 per month plus 1.25% of processed volume. Another listed plan is $499 per month plus 0.95% of processed volume. Custom enterprise pricing is also available, but public enterprise pricing details are not listed.
No free plan is listed. The presence of a percentage charge on processed volume means buyers should evaluate both the monthly platform fee and the transaction-based component against their expected payment volume. Organizations considering FloPay should also account for any applicable costs charged by the payment providers they connect, where relevant.
Its listed integrations include Stripe and PayPal, along with Apple Pay, Google Pay, Klarna, Cash App Pay, and Link. These integrations can make FloPay relevant to businesses that want to offer a combination of cards, wallets, alternative payment options, or multiple processor connections through an orchestration model.
What are the limitations of FloPay?
FloPay does not list a free plan, which may make it less suitable for teams seeking a no-cost environment for ongoing production use. Its published pricing also includes a percentage of processed volume, so costs can vary with transaction activity rather than remaining a fixed subscription expense.
Enterprise pricing is not publicly specified, so larger organizations will need to contact FloPay for a tailored quote and commercial details. As with any payment orchestration product, prospective users should confirm gateway coverage, payment-method availability, technical requirements, contract terms, reporting needs, and compliance responsibilities before implementation.
FloPay is built for payment workflows rather than being a general-purpose ecommerce platform or accounting system. Businesses that need storefront management, broader finance operations, or specialized payment support outside the listed integrations may require additional tools or a different payment provider.
FAQ
What is FloPay?
FloPay is a payment orchestration platform that provides one SDK for checkout, routing, payment vaulting, recurring billing, and failed payment recovery.
Does FloPay support multiple payment gateways?
Yes. FloPay includes smart multi-gateway routing and provider-neutral payment APIs for businesses working with more than one payment provider.
Which developer options does FloPay provide?
FloPay is available for web implementations and offers a REST API plus JavaScript, React, and Node SDK options.
How much does FloPay cost?
FloPay lists plans at $99 per month plus 1.25% of processed volume and $499 per month plus 0.95% of processed volume, with custom enterprise pricing available.
What is payment orchestration software?
Payment orchestration software, such as FloPay, connects payment providers and payment workflows through a centralized integration layer.
How can a business improve payment authorization rates?
Businesses can use payment orchestration tools like FloPay to manage routing and recovery workflows, while reviewing their provider setup and payment performance data.
What should developers look for in a payment orchestration platform?
Developers evaluating platforms such as FloPay should check SDK and API support, gateway compatibility, payment methods, vaulting needs, webhooks, reporting, pricing, and compliance requirements.
